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NEWS & EVENTS |
Workers Compensation Insurance
The worker’s Compensation program provides financial protection for both employers and employees from the catastrophic effects of work related injuries, illnesses, or deaths. It is an insurance that compensates employees for disabilities incurred from work related injuries. Benefits include the following.
Disability Benefits is a direct cash payment to the employee who suffer a job related injury that causes lose of time from work which does not permit to earn regular wages.
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Permanent Partial Disability (PPD) is when an employee permanently loses the use of one of the arms, legs, hands, eye and so forth.
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Permanent Total Disability (PTD) is when an employee lose both hands, arms, feet, legs, eyes or a combination of these, which causes the employee to be permanent and totally disabled.
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Temporary Total Disability (TTD) is when an employee is temporarily unable to return to work, that causes lose of wages.
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Temporary Partial Disability (TPD) is when an employee suffer an injury that renders temporary and partially disabled, that results in decrease of the employee of earning capacity.
Medical and Hospital Benefits are paid to the qualified provider who extends remedial treatment and care for the injury of the employee.
Death Benefit is paid to surviving legal spouse, child, or eligible relative of the employee.
Above is only general information of the product, and subject to Traders Insurance Company terms and conditions.